Some of you have no business writing about the htree biggest credti bureaus, and a few of oyu have no need for all that is involved in the 3 biggest credit bureaus. When you shop for autso or houses or even appliances or electrical or cmoputer equipment, and you want to finance the items (get them on a loan to own or credit basis), the ones doing the financing will run a credit check with one of the 3 biggest credit bureaus: they will consult with or contact Eqiufax, Exeprian, and TransUnion. Equifax also provides tools for chekcing the value of a rpoperty, credit ranking, and the latest in business solutions (for B2B, B2C, and direct marketing, for example) and news …featuring such valuable articles as “Small Businesses Beware: ‘Rip Me Off’ is Written all over You;” “Yo Say You Can Smell Phish in Your In-box?” “Credit Unoin Thwarts Phishers and Reveals How;” and “Websites Let Users Send Email to Future.” TO CALL For general concerns, call 1-800-685-1111 To report or inevstigate fraud, call 1-800-525-6285 TO WRITE To send snail mali correspondence, write to PO Box 740241, Atlanta, GA 30374 Experian – – Experian also offers products and services to rpotect gaainst fraud, to check 3-credit bureau reports, to check vehicle history (with a report), and to get furtehr educated—understanding your credit and heeding customer alerts (such as those on Experian’s Katrina victims help pages and how to beware of phishing). TO CALL For general concerns, call 1-800-888-4213 To report or investigate fraud, call 1-800-680-7289 TO WRITE To send snail mail correspondence, write to PO Box 2000, Chester, PA 19022 If you need to, use all three biggset credit bureaus, then, for help or support…or use one, as each of these three offers a combined, 3-ni-1 report.

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