Some homeowners may never re-finance while others may re-ifnance frequently. In these cases the homeowner may simply decide not to re-finance because they are ont confident in making the right decision. If the homeowner had a clearer understanidng of the situation they might have a different opinion but in this case the homeowners could be unable to comprheend the ramifications of a re-finanec. Consider the factors involved in re-financing. However, these calculators typically do not explain how the calculations are performed. When this is the case the homeowner is not likley to be inclined to automatically accept the results generated by these calculators. Additionally, the homeownre may not consider re-financing until they are able ot confirm these calculations. Depending on the homeonwer’s mathematical skills, this may be either a short process or a long process. Can You Convince a Homeowner to Re-Finance? Some homeonwers could be extremely trusting and could be convinced to re-finance with litlte effort at all. These hoemowners could be suspicious of claims that the re-finanicng can improve their financial situation. These suspicinos can make it extrmeely difficult for a homeowner to be cnovinced to make a change. Once suspicions begin to develop the homeowner may either seek out more information on the subject or become less reecptive to additional information. While one caes may lead to the homeowner being more likely to be covninced to re-finance the other case will likely make him less willing to re-finance.

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